BANIBON JAGADISHPUR SAMABAY KRISHI UNNYAN SAMITY LTD.

Regd. No. 6 dated. 26.08.1975
Vill-Banibon Jagadishpur, P.O.- Dulopur,P.S.-Uluberia, Dist.- Howrah, PIN-711316
Primary Co-operative Agricultural Credit Society (PACS).

About Us

No elected Board of Directors since 11.08.2019. Society run by the Special Officer as per Sec 36 of the W.B.S. Coop. Society Act 2006.

Audit

2022-2023 "A"

Membership

Particulars

2020-21

2021-22

2022-23

a) Live Individual Members

497

497

497

b) State Govt.

1

1

1

c) SHG Members

249

269

264

d) Dead Members

176

156

176

Total Members

923

923

938

i) No of total Borrowing Members

1151

1312

1371

a) Out of Members

1100

1210

1289

b) Nominal Members

51

102

82

Own Fund:- (Rs. In lakhs)

Sl

Particulars

2020-21

2021-22

2022-23

1

Paid up share capital

16.27

16.32

15.82

2

Reserve Fund

16.04

16.28

17.88

3

Bad Debt Fund

19.20

19.22

21.25

4

Undistributed Profit

78.14

82.48

86.62

 

Total

129.65

134.3

141.57

Borrowing Fund :- (Rs. In lakhs)

Sl

Particulars

2020-21

2021-22

2022-23

1

Total Deposit Mobilized

1210.73

1625.73

1820.97

2

Bank refinance from HDCCB Ltd.

0.00

12.90

15.13

3

Borrowing from State Govt.

26.18

11.53

0.18

4

Borrowing from Other Institution

15.04

0.04

15.04

 

Total

1251.95

1650.2

1851.32

Deposit mobilized :- (Rs. In lakhs)

Sl

Particulars

2020-21

2021-22

2022-23

1

Savings Deposit

1040.51

1231.22

1267.11

2

Recurring Deposit

18.62

23.12

30.38

3

Cash Certificate & Fixed Deposit

130.94

155.12

250.44

4

Daily Deposit

106.94

114.60

146.76

5

SHG Deposit

68.00

98.50

122.87

6

NREGA

1.31

1.31

0.00

7

Total Deposit

1366.32

1623.87

1817.56

8

Fund Invested in others Banks

942.37

1330.16

1330.39

9

% of liquied cover maintained

68.97

81.91

73.20

SHG Formation & financing :- (Rs. In lakhs)

Sl

Particulars

2020-21

2021-22

2022-23

1

No of SHG Formed

255

264

273

2

Total no of Members involved

2550

2633

2720

3

Total Deposit Mobilized

68.00

98.49

122.87

4

No of SHG credit linkage

171

178

260

5

Amount of Loan Isued

93.76

141.43

143.94

6

Amount of Loan outstanding

54.95

68.09

104.64

7

Amount of Loan Recoverd

39.08

73.34

107.39

No of SHG engaged business activites :-

1

Life hair collection & subsidiary production

80 groups.

2

Zori work

32 groups.

3

Jam/gelly manufacture

8 groups.

4

Detergent powder/Finail manufacture

4 groups.

5

Soft toy manufacture

2 groups.

6

Paper bag manufacture

4 groups.

7

Garments & retail

2 groups.

Loans & Advances outstanding :- (Rs. In lakhs)

Sl

Type of Loan

2020-21

2021-22

2022-23

1

ST Crop Loan (KCC)

17.23

17.35

12.39

2

SHG Loan

54.95

68.09

104.64

3

Pledge Loan

3.65

3.58

3.67

4

Loan NSC/KVP

7.32

7.64

8.20

5

Loan agt. Term Deposit

19.08

22.78

25.48

6

Business Loan

30.54

29.31

15.41

7

MT Loan (HR)

3.28

3.09

18.90

8

Other Loan

2.47

21.65

23.63

 

Total Loan issued

138.52

173.49

212.32

Non – Credit Business : (Rs. In lakhs)

Sl

Type of Loan

2020-21

2021-22

2022-23

1

Fertilizer

6.19

8.18

11.11

2

Seeds

3.40

3.21

2.94

3

Multipurpose Cold Storage

9.55

15.52

16.71

Profit & Loss :- (Rs. In lakhs)

Particulars

2020-21

2021-22

2022-23

Net profit of the year

7.61

6.93

6.43

Accumulated profit at the end of the year

78.14

81.80

86.62

Name of the Directors of the Board

Name

Designation

  Date of Election

1. Kabir Khan

Chairman

       10.08.2014

2. Sri Santi Sekhar Pramanik

Vice-Chairman

Do

3. Sri Asta Chandra Bhandari

Secretary

Do

4. Sk Ajit Rahaman

Director

Do

5. Sri Manoranjan Pramanik

Do

Do

6. Sk Noor Hossain

Do

Do

7. Sri Sunil Roy

Do

Do

8. Sri Gopal Hazra

Do

Do

9. Sri Goutam Pal

Do

Do